Cookies are small text files that websites place on your device when you visit them. Think of them as digital sticky notes that help us remember your preferences and improve your browsing experience on salivaraeos.com.

But cookies aren't the only tracking method we use. We also employ web beacons, pixel tags, and similar technologies that collect information about how you interact with our financial education content. These tools help us understand which budget planning resources are most helpful and how we can make your learning journey smoother.

Here's what tracking actually does for you on salivaraeos.com: When you return to our site, we remember where you left off in our budget planning course. If you were halfway through Module 3 on cash flow management, you'll see a helpful "Continue Learning" prompt right on your dashboard.

Our analytics help us spot trends too. Last year, we noticed many visitors were spending extra time on our small business expense tracking section, so we expanded that content and added video tutorials. When people struggled with our debt reduction calculator, we simplified the interface based on usage data.

Marketing cookies let us show you content that actually matters to your situation. Instead of seeing generic financial advice, you'll see resources tailored to whether you're focusing on personal budgeting, business finances, or investment basics.

Different types of data have different lifespans on our systems. Session cookies disappear when you close your browser – these handle temporary stuff like keeping you logged in during a single visit.

We regularly review and purge old data that's no longer useful. Your learning progress and saved resources are kept longer (up to 3 years) so you don't lose your place if you take a break from your financial education journey.

You have several options for controlling how cookies work on your device. Most browsers let you block all cookies, but this might break some website features. A better approach is usually to block third-party cookies while allowing first-party ones from sites you trust.

Here's how to adjust settings in popular browsers:

• Chrome: Settings > Privacy and Security > Cookies and other site data
• Firefox: Options > Privacy & Security > Cookies and Site Data
• Safari: Preferences > Privacy > Cookies and website data
• Edge: Settings > Cookies and site permissions > Cookies and site data

We work with trusted partners who help us deliver better educational content. Our video hosting service uses cookies to remember your playback preferences and quality settings. Our analytics provider helps us understand which topics need more detailed explanation.

These partners follow strict data protection standards and can only use information for the specific services they provide to us. They can't use your data for their own marketing or share it with other companies.

When you interact with embedded content – like calculators or interactive budget planners – those tools might set their own cookies. We carefully vet all third-party tools to ensure they meet our privacy standards.

You can request to see what data we've collected about your visits to salivaraeos.com. Most of it will be pretty basic – timestamps of when you accessed different pages, which browser you used, general location data (usually just city-level).

Want us to delete your data? We can do that too, though you'll lose any saved progress in our learning modules and your personalized content recommendations will reset. Some data might need to stay for legal or security reasons, but we'll explain exactly what and why.

You can also ask us to stop processing your data for marketing purposes while keeping your educational progress intact. This means no more personalized content suggestions, but your course completions and certificates will remain available.